An operator's brokerage.
Not a slick lead-funnel.
Connected Capital was founded on a specific bet: the same person should be able to underwrite the deal, place the debt, and walk the building. Most brokerages choose one of the three; ours does all three. The result is a debt brokerage that talks to capital partners like an operator and talks to borrowers like an underwriter.
Jose Ortiz
Jose Ortiz is the founder and principal of Connected Capital Corp LLC. The firm grew out of his own real-estate operating book — a multifamily and value-add portfolio with active presence across Ohio (Cleveland MSA, Toledo, Dayton), Mississippi (Jackson MSA), New Jersey (north Jersey value-add and flips), and New York. The brokerage was built to do for outside borrowers what Jose had spent the prior cycle figuring out how to do for his own deals: underwrite the pencil first, then go shop the capital.
Active capital-partner relationships span the bridge, construction, agency, DSCR, and hard-money tiers — anchored by Dominion Financial (bridge / construction), Renovo Financial (Cleveland bridge / refi), and Greystone Servicing (Freddie SBL and Fannie SB agency takeouts). Operating partnerships span Lagrange Point Management, several co-investor groups, and a long roster of MSA-specific counsel, title, and brokerage relationships built up over deal-by-deal repetition.
The thesis underneath the firm is simple: real-estate debt is mispriced by people who have never operated the underlying asset. The cheapest capital goes to the sponsor who walks into the underwriting call already knowing what the back-out cascade will show. Connected Capital is built to be that sponsor — and to be the brokerage that makes that posture available to operators who don't have the infrastructure to do it themselves.
By the numbers
Three operating principles.
Operator-credible
The deal pencils first or it doesn't ship. We've held assets, paid the OpEx, and dealt with the lender's asset-management team — that operating fluency is the floor for how we talk to capital partners about your file. We don't promise terms we haven't seen close.
Evidence-driven
Every claim has a source. Cap rates come from CBRE. Market rents come from HUD. Back-out deductions come from The Appraisal of Real Estate, 15th ed. When a lender's underwriter asks for the source, we send them the line. Numbers are tools; opinions are not.
Transparent
Brokerage compensation is disclosed in every term sheet. Lender selection is deal-driven, not relationship-driven. The audit trail of which capital partner saw the file, what they came back with, and why we recommended one over another — all of it is shareable on request.
Underwriting that runs
like software.
Connected Capital's underwriting infrastructure is built as a three-agent pipeline: Research, Logic, Design. Each agent has a typed input and a typed output. The orchestrator passes one agent's output as the next agent's input. Same inputs, same valuation, every time. The full architecture is laid out on the process page — it's the reason our case studies show the underwriter's math, not just the closed price.
The pattern is reused across our other workflows — term-sheet generation, rate-sheet ingestion, deal-pipeline orchestration. The orchestrator-and-three-agents shape is the firm's internal contract. Pieces of it have been published as open-source under the broader Cowork pattern Jose maintains across projects.